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Home Become a member

Become a member

We want to promote the social economic well being of our members through provision of quality financial products, and promote fairness and trust to all members regardless of race, gender or class. To mobilize savings to avail cheap capital to our members for development and wealth creation.


We welcome individuals and registered community groupsengaged in agribusiness and other business activities withinthe SACCO’s area of operation. To become a member youmust meet the following requirements:

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How to join

1. Pay Ksh 300 as membership fee

2. Purchase a minimum of 20 shares (Ksh 100 each).

3. Make a minimum monthly saving of Ksh 500

4. Sign membership agreement

Important Fees

1. Individual Membership fee: Kshs 300

2. Common Interest Group Membership fee: Ksh 1,000

3. Loan Interest Rate: 1% per month (fixed)

4. Minimum Monthly Savings: Kshs 500

5. Minimum Share Capital: Ksh 2,000

Safaricom Mpesa

PayBill Number: 400222

Account Number: 1020853#membernumber

Amount: ****

Contact Smart Sacco

Our Objective

Smart Sacco aims to redefine financial wellness and empower members for life.

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